Ratina is currently the acting Chief Risk, Integrity, & Governance Officer (CRIGO) for MDV. Prior to this, she was the Senior Vice President, Risk Management Division, where she was primarily responsible for identifying, analysing and mitigating financial and operational risks to safeguard MDV’s interests.
Ratina brings extensive experience in credit processing, grant analysis and risk assessment garnered from her diverse roles in TERAJU, Bioeconomy Corporation and Bank Islam (M) Berhad.
She enjoys engaging in community initiatives and supports causes aimed at socioeconomic development and empowerment.
Ratina holds an MBA from Universiti Teknologi Mara and a bachelor’s degree from Marquette University, Wisconsin, USA.
