Nazarul is currently the Senior Vice President of Business Division where he oversees the profit and business growth of MDV. He is primarily responsible for the business development, marketing, assessing and processing of MDV’s products and services. Nazarul has 19 years in the banking sector; wearing various hats in between, including credit processing and analysis, sales, marketing and risk management (credit, market and operational risks). Prior to joining the Business Division, Nazarul was managing the Risk Management Division in MDV. Nazarul graduated in Business Administration (honours) from Universiti Utara Malaysia in 1996.